These Terms and Conditions, the Privacy Policy (which is incorporated by reference into these Terms and Conditions), and the statements and explanations appearing on the applicable pages (where appropriate) set forth the full extent of the obligations and liabilities of the Company to Users (capitalised terms are defined in the clause below).

The Company may change these Terms and Conditions (including the Privacy Policy) at any time. Such changes shall be binding on Users and will take effect immediately on posting of the revised documentation on the Application.

Syndicates operate by pooling money contributions from their members to purchase multiple Tickets in games. The members of the syndicate agree to split potential prizes between them, effectively improving each member's odds of winning but also accepting to reduce the amount that they will receive of the prize.

Syndicate Tool helps users to create, join or manage syndicates. Typical syndicate tasks include recruitment and management of members, calculation and sharing of results and processing of selections. These tasks are otherwise very time-consuming and involve numerous spreadsheets, photocopies and trips to the local kiosk.

Syndicate Tool operates by earning commission on gross sales directly from the operator and retailer. Syndicate Tool does not charge any fees for use of the software or percentages on deposits, withdrawals, ticket costs or prizes to the syndicate.

Payments for purchases are made in advance via debit card, bank transfer or standing order (e.g. £10 to cover the next 5 weeks). Syndicate Tool holds the prepaid funds in trust on behalf of the customer, pending purchases, disbursements or withdrawals. The money belongs to the customer and not Syndicate Tool.

Unless the context clearly indicates otherwise, the following words and terms shall have the following meanings:

Account

means a User's notional account maintained on the Application.

Application

means the Syndicate Tool website and the system hosted on this website, established and operated by the Company for the purpose of registering Users, administering Accounts and facilitating Tickets.

Company

means Lottery Tech, a company registered in England with company number 07625501, whose registered office address is Lottery Tech, 28 Old Brompton Road, London, SW7 3SS. Syndicate Tool is a trading name of the Company.

Draw

A game where the result is determined by the selection of a set of winning numbers on a random basis.

Funds

means a sum of money credited to a User's Account.

Identification Information

means information used to establish the identity of a User, including information required by the Company to verify the authenticity of that information.

Participant

means a Syndicate Member who has transferred Funds to pay for a Ticket

Password

means the alpha-numeric identifier used by a User to identify himself when accessing and using the Application.

Privacy Policy

means the policy established by the Company in respect of the use and storage of a User's personal information.

Prize

means a prize won by a Ticket.

Prize Structure

means the value and odds of winning Prizes for an individual Ticket and the prize tiers within a Ticket and the chances of winning a Prize in each tier in an individual Ticket.

Security Information

means the information (for example, mother's maiden name and place of birth) which Users are required to provide to the Company for security purposes as part of registration.

Selection

means a set of numbers chosen, whether by a User himself or via random choice.

Syndicate

means a group of Users that divide the costs of a Ticket amongst themselves.

Syndicate Manager

means a User who has created a Syndicate and is responsible for its Selection and Syndicate Member configuration

Syndicate Member

means a User who has joined a Syndicate

Ticket

means a Selection for a Draw.

Transaction History

means the financial information relating to a User's use of their Account.

Unutilised Funds

means any Funds that have not been spent or otherwise used by the relevant User.

User

means a person who accesses the Application or uses any facilities or services made available through the Application, whether through an Account or otherwise.

The Company reserves the right to refuse to complete registration for any intending User for any reason in its absolute discretion.

Users may begin to participate in Syndicates as soon as their Account has been opened. If the Company subsequently discovers that a User was not or is no longer eligible to open an Account, the Company reserves the right to take all appropriate steps in relation to that User and their Account (including, without limitation, suspending or terminating that Account, and investigating any security issues).

It is each User's responsibility to ensure that he complies with any and all laws applicable before opening an Account or participating in Tickets through the Application. The Company makes no representations or warranties, express or implied, as to the lawfulness for any User to use the Application.

Each User must also ensure that all of their information which can be accessed via the Application is accurate and up to date. Users must keep their Account password secure and secret at all times and take steps to prevent unauthorised use of their password.

Once a User has completed registration, he will be able to credit funds from the bank account specified by that User to their Account.

A User may configure their settings on the Application so that, if he wishes to participate in a Ticket but there are insufficient funds in their Account to pay, the Application will automatically issue an instruction to the User's bank (details of which are held by the Company) to load sufficient funds into their Account to cover the cost of such Play.

Once the Company has verified that the User's payment mechanism details have not been reported as lost or stolen, the funds will be credited to the User's Account.

A User may withdraw their unutilised Funds held in their Account at any time. On such withdrawal, the Company will return the relevant funds to the bank account, details of which are held by the Company on the Application in respect of that User, or return the balance to the relevant User by other appropriate means.

Users can only participate in Tickets up to the amount of funds held in their Account. In the case where a User accrues a negative Account balance, the Company reserves the right to recover that balance from the User or the Syndicate Manager responsible for the User's negative balance. The Company's reasonable determination of a Player's Account balance shall be final. A User will not receive or be entitled to interest on any Funds.

A User may close their Account at any time. On closure of an Account, the Company will return the Player's Unutilised Funds to the User by appropriate means. The Company will use all reasonable endeavours to contact the relevant User (or their personal representatives where appropriate) to determine their wishes in respect of those Funds.

If any information provided by a User, is provided fraudulently, or is inaccurate, not current or incomplete, the Company has the right to terminate, vary or suspend the User's Account and refuse any and all current or future playing of the Games by the User.

The Company may terminate, vary or suspend the provision of the Application immediately and without prior notice:

(a) on breach of these Terms and Conditions; or

(b) for repair or maintenance work or in order to upgrade or update the Application; or

(c) if the Company ceases to offer the provision of Accounts, or access to the Application or any part of it for any reason whatsoever; or

(d) for any other reason at the Company's sole discretion.

If a User notifies their bank that unauthorised use of their debit/credit card has been undertaken in relation to their Account and the bank requests that the relevant sums be returned by the Company to the relevant User's bank account ("Chargeback"), the Company will suspend the User's Account and ask the Player to contact the Company.

The Company reserves the right to debit the User's Account with the amount of the Chargeback together with any funds that the Player has used to participate in Tickets and which are subject to that Chargeback. If that debit results in a negative balance in the relevant User's Account, the Company reserves the right to recover that balance from the User.

A Syndicate Manager can add Selections to be played by the Syndicate for specific games and draw days. Tickets are purchased by the Application on behalf of the Syndicate Members as soon as is reasonably possible.

Syndicate Managers acknowledge and accept that a Selection can only be entered before the cut-off time of the Draw and before the Draw is scheduled to take place. The Syndicate Manager is responsible for accessing the Application and verifying that their Selection has been entered into the draw.

The cost of a Ticket is divided equally amongst the Syndicate Members for the Syndicate that the Selection was made for. If the payment for a Syndicate's Ticket leads to a User accruing a negative balance, the Syndicate Manager is ultimately responsible for collecting and depositing the funds from the Syndicate Member on the Application.

In the event that the Ticket wins a Prize, the Funds are divided proportionally between the Participants in the Ticket. The proprtion of the Prize corresponds to the fraction of the Ticket cost that each Participant contributed originally. Ticket costs and prizes are paid directly to and from the Funds in each Account.

There shall be no general right for any User to participate in a Ticket. In particular, no Ticket may be played by or Prize paid to:

(a) any person who has an Account the status of which prohibits them from participating in Tickets or receiving a Prize (including, without limitation, a person whose Account has been suspended or terminated);

(b) such other persons or category of persons as the Company may agree from time to time.

If, notwithstanding the above, a Prize is paid to a person not permitted to be paid a Prize, such Prize shall be repayable by that person to the Company upon demand.

In the case of a Prize payment to a person under a legal disability, the Company will make payment to the duly authorised representative. The Company may apply to a court of competent jurisdiction to determine the lawful payee in any particular case.

The results of each Draw and of each Ticket in the draw will be made available on the Application as soon as practicable. The publication of results is for information purposes only and the COmpany does not guarantee the availability or accuracy of results.

The Company may not disclose any details of any Prize winner without the prior consent of that person, save for the purposes of what is required by law.

Users need to provide all equipment and technology necessary to access and make use of the Application. Failure to provide all necessary equipment and technology may prevent a User from being able to open an Account, participate in Tickets or access certain information that is available via the Application.

For the avoidance of doubt, the Company is the owner or licensee of all the copyright, trademarks and other intellectual property rights in, to and in respect of the Application (except where noted otherwise), and Users shall not acquire any rights therein.

Users acknowledge and agree that they are only permitted to use the Application as expressly set out in these Terms and Conditions. Users agree that the Application are for their own personal, non-commercial use.

Users may not:

(a) copy, disclose, transmit or otherwise make available or remove or alter any material available on the Application;

(b) reverse engineer or decompile (whether in whole or in part) any software used in connection with the Application (except to the extent expressly permitted by applicable law); or

(c) remove, obscure or change any copyright, trademark or other intellectual property right notices contained in any material obtained from the Application.

Each User warrants that they will only use their Account in accordance with these Terms and Conditions and in an appropriate and lawful manner and, by way of example, that they shall not in connection with using their Account (and shall not authorise or permit any other party to):

(a) receive, access or transmit any content which is obscene, pornographic, threatening, racist, menacing, offensive, defamatory, in breach of confidence, in breach of any intellectual property right (including, without limit, copyright) or otherwise objectionable or unlawful; or

(b) knowingly or recklessly transmit any content (including, without limit, viruses) through the Application which shall cause, or be likely to cause, detriment or harm, in any degree, to computer systems owned by the Company or others; or

(c) hack into, make excessive traffic demands on or cause any impairment of the functions of any computer system, deliver or forward chain letters, "junk mail" of any kind, surveys, contests, pyramid schemes or otherwise engage in any behaviour intended to inhibit others from using the Application or any other website, or which is otherwise likely to damage the reputation or business of the Company or of any third party.

Each User agrees to indemnify the Company against any costs, losses, damages and expenses which the Company may suffer or incur arising out of or in relation to any claim, legal proceeding or demand made by any third party due to or arising out of that User's wrongful or negligent use of their Account, access to the Application, or breach by that User of these Terms and Conditions.

References to statutory provisions shall be construed as references to those provisions as respectively replaced, amended or re-enacted from time to time and shall include any provisions of which they are re-enactments (whether with or without modification) and any subordinate legislation made under such provisions.

Where the context so requires, in these Terms and Conditions, the neuter gender shall include the feminine or masculine gender and vice versa, the feminine gender shall include the masculine gender and vice-versa and the singular shall include the plural and vice-versa.

The invalidity or unenforceability of any term of, or any right arising pursuant to, these Terms and Conditions shall not affect the validity or enforceability of the remaining terms or rights.

Users may not assign or otherwise transfer (in whole or in part) their obligations under these Terms and Conditions. Any breach of the prohibition on assignment or transfer may result in the User's Account and access to the Application being terminated by the Company forthwith. The Company may assign or otherwise transfer these Terms and Conditions in whole or in part to any third party at its sole discretion.

Nothing in these Terms and Conditions shall exclude or limit any person's liability (a) for fraud; (b) for death or personal injury caused by its negligence; (c) which it is not lawfully permitted to exclude or limit.

Users acknowledge and agree that in accepting these Terms and Conditions they do not rely on, and shall have no remedy in respect of, any statement, representation, warranty or understanding (whether negligently or innocently made) of any person (whether or not such person is a party to these Terms and Conditions).

In the event of a failure or malfunction of the Application, which impacts upon the User Account limits detailed above and which has a material adverse effect on any User, the Company shall refund to the affected User the Unutilised Funds paid into that User's Account.

Without prejudice to the preceding clause, the Company shall not in any circumstances be liable for any loss of whatever nature, including, without limitation, loss of profits, indirect, special or consequential loss, suffered or incurred by any User, or from the participation or non-participation of any person in any Ticket, including the loss, for whatever reason, of the chance to participate in such a Ticket. In particular, but without prejudice to the generality of the foregoing, the Company shall not be liable to any person:

(a) for any event beyond the Company's reasonable control including, but without limitation, any act of God, war, strike, lockout, industrial action, fire, flood, drought, tempest, power cut and/or failure or obstruction of any network, broadcasting or telecommunications service;

(b) for the failure of, or damage or destruction to, or any errors caused by the computer systems or records of the Company or any third party (including, without limitation, the Application or any part of any of the foregoing;

(c) for delays, losses, errors or omissions in or made by the postal or other delivery service or by the banking system;

(d) for the refusal to allow any person to participate in a Ticket;

(e) for any losses caused by Users including misuse or unauthorised use of passwords or mobiles, money lost by participating in Tickets and failure or malfunction of the equipment or technology of the User or their internet service provider, or mobile network operator.

The exercise by the Company of any discretion contained in these Terms and Conditions shall be final and binding.

These Terms and Conditions and the rights and obligations of the Company and Users set out herein shall be governed by and construed in all respects in accordance with the laws of England and the parties hereby submit to the exclusive jurisdiction of the English courts.